Personal GuidanceYou are never treated like a number.
Local expertise. Personal service.
Your New Mexico Mortgage, Made Personal.
Buying, refinancing, or exploring your options? Maria Marez makes the mortgage process clear, organized, and tailored to your goals.
Mortgage Loan Originator NMLS #309304
Affiliated with Global Funding LLC NMLS #197756
Maria Marez
New Mexico Mortgage Professional
(505) 620-8189
Clear CommunicationStraight answers without unnecessary jargon.
More Loan OptionsBroker access to multiple lending partners.
New Mexico FocusLocal knowledge with statewide service.
Loan options
Solutions for Every Chapter of Life
The right mortgage begins with the right questions. Maria helps you explore options based on your goals, qualifications, property, and timeline.
Conventional Loans
Flexible financing options for qualified homebuyers and homeowners.
FHA Loans
Government-insured financing that may fit eligible first-time and repeat buyers.
VA Loans
Mortgage options designed for eligible veterans, service members, and qualifying spouses.
USDA Loans
Potential financing for eligible borrowers and properties in qualifying rural areas.
Jumbo & Specialty
Options for higher loan amounts, investment properties, and unique financing needs.
Refinance Options
Review your rate, term, payment goals, equity, and total costs before deciding.
A simple, organized process
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From First Conversation to Closing
Talk With Maria
Share your goals, questions, timing, and property plans.
Review Possibilities
Discuss programs and next steps that may fit your situation.
Apply Securely
When ready, use the appropriate secure application process.
Move Toward Closing
Stay informed through processing, underwriting, and closing.
Since 2008Mortgage lending experience
Meet Maria Marez
A New Mexico Neighbor Who Makes Mortgage Guidance Personal
Maria is a Valencia, New Mexico native who earned her MBA from New Mexico Highlands University and entered mortgage lending in 2008.
After working in Florida and Washington, D.C., Maria returned home to New Mexico. Her approach is centered on education, accessibility, and helping borrowers understand the financing choices available to them.
Maria is affiliated with Global Funding LLC, a New Mexico mortgage brokerage with access to multiple lending partners.
LocalValencia County roots
ExperiencedMortgage lending since 2008
AccessibleDirect call and text support
Refinance with a purpose
Your Current Mortgage Is Not Automatically Your Forever Mortgage
A refinance may help achieve a specific goal, but the rate, payment, loan term, closing costs, break-even period, and total finance charges all matter. Maria can help you review the full picture.
Review My Refinance GoalsRefinancing may increase total finance charges over the life of the loan. Eligibility and benefits depend on individual circumstances.
Questions are welcome
Clarity Before Commitment
You do not need to become a mortgage expert. You need an experienced professional who will explain the process.
Call Maria at (505) 620-8189Is Maria a bank or an online lender?
Maria is a mortgage loan originator affiliated with Global Funding LLC, NMLS #197756, a New Mexico mortgage brokerage that works with multiple lending partners.
Does submitting this form apply for a loan or run my credit?
No. The form sends a general inquiry only. It is not a mortgage application, does not authorize a credit report, and does not create a commitment to lend or rate lock.
What if I do not know which loan program I need?
That is normal. Start with your goals, property type, approximate timeline, and general financial picture. Maria can explain options that may be worth exploring, subject to eligibility and availability.
Does Maria serve borrowers outside Valencia County?
Maria serves eligible borrowers and properties throughout New Mexico, subject to licensing and program requirements.
Can Maria help if my credit is not perfect?
Maria can discuss possible paths and documentation needs. No approval, rate, result, or timeline can be promised or guaranteed.
What should I avoid sending through the website?
Do not send Social Security numbers, bank account numbers, tax returns, pay statements, credit reports, or other sensitive documents through this general inquiry form. Maria will provide a secure method when documents are needed.
Ready for a clearer path?
Let’s Make Your Next Move Feel Manageable
Tell Maria what you are trying to accomplish and get a personal response.